Special Risk Insurance

This product is for consultants, advisers, journalists, TV crews, charities, medics, contractors and commercial drivers.

Who is special risk insurance suitable for?

  • Consultants
  • Advisers
  • Journalists & TV Crews
  • Charities
  • Medics
  • Contractors
  • Commercial Divers

Main Covers

  • Liability
  • Kidnap & Ransom
  • Travel/Business Travel
  • Personal Accident


At CJ Insurance we will listen to your requirements and then offer a suitable policy that does exactly what you need it to. Individual Travel policies start at under £50.00!

Where are we?

Based in Hereford and established as an independent insurance broker for over 25 years, we have wide experience of sourcing insurance for those working or travelling to hostile or challenging parts of the world. From investment bankers travelling to Nigeria and charity volunteers accompanying humanitarian relief in disaster or conflict zones, we are well versed in special risks insurance.

Having taken the time to understand the industry, we have become a trusted name for high risk insurance cover. We cover people and organisations working in remote regions, or challenging environments or those who may have dangerous occupations, working globally.


Why choose CJ Protect?

Free review of your current insurances.
Dedicated account manager.
Support throughout the claims process.
No obligation quotations.
Ability to cover those already in the country.
Ability to cover those non-resident for tax in the UK.
Hotline to specialist insurers with tried and tested claims systems.
Cover can be incepted over the phone or by email from anywhere around the world.

Personalise the right protection for you.

It is our intention to provide you with the highest possible level of customer service at all times.

However, we recognise that things can go wrong on occasion and if this occurs we are committed to resolving matters promptly and fairly.


See what else we do...