Security Professionals Business Insurance

Who is this product for?

The Security Professionals Commercial Business Package can cover individuals right through to Global companies. It has been developed as a specialist insurance package for those working in areas such as Close Protection, Consultancy, Training, Surveillance, Chauffeuring and RST, to protect them against the specific risks that they face in their role. Feel free to contact us to discuss your specific requirements and we can tailor the policy to suit you.

Main Covers

Employers Liability – £10,000,000

If any employee brings a claim against you for bodily injury caused to them during the period of insurance arising out of their work for you, we will indemnify you against the sums you have to pay as compensation upto the limit of indemnity.

We define an employee as any person working for you in connection with your business, including sub-contractors working directly under your instructions.

Public/Products Liability – £2,000,000 or £5,000,000 (higher limits available)

If, as a result of your business, any party brings a claim against you for:

• bodily injury or property damage occurring during the period of insurance;

• personal injury or denial of access committed during the period of insurance,

We will indemnify you against the sums you have to pay as compensation up to the limit of indemnity

Professional Indemnity – £1,000,000

If during the period of insurance, and as a result of your business activity within the geographical limits for clients, any party brings a claim against you for:

• negligence or breach of a duty of care,

• negligent misstatement or negligent misrepresentation,

• infringement of intellectual property rights including copyright, patent, trademark or moral rights or any act of passing-off, breach of confidence or misuse of any information, which is either confidential or subject to statutory restrictions on its use, defamation,

• dishonesty of your individual partners, directors, employees or self-employed freelancers directly contracted to you and under your supervision,

• any other civil liability unless excluded under the Policy Wording.

We will indemnify you against the sums you have to pay as compensation up to the limit of indemnity.