Personal Accident on Leave

What is Personal Accident Insurance?

A policy arranged to insure you either specifically when not working. Providing a lump sum benefit to you/your family following a bodily injury, resulting in specific consequences such as death or permanent disablement. There is also the option to add a fixed weekly benefit for injury resulting in you unable to carry out your usual occupation.

Many clients work on regular rotations and benefit from insurance provided for them whilst deployed. However, often this cover ceases as soon as they return home or even when they leave the deployed country.

There are therefore many hundreds of experienced operators who are unfortunately uninsured whilst back in the UK or on holiday. These individuals are just as likely to experience an unfortunate accident such as a trip down the stairs, with resulting injuries that can last a lifetime whilst not at work.

The personal accident on leave arranged by CJ Insurance is designed to cover you when you are enjoying time off, where the risks are not the same as when you are deployed. This allows us to go more in-depth with your cover, with more focus on the various elements that are going to make your personal accident policy while on leave, as efficient as when you are away.

With regular benefits payments available following injury, if you suffer temporary disablement and various options for a lump sum from £100,000 upwards for death and permanent disablement, your relaxed state on leave does not need to leave you in a position of financial vulnerability, provided you have the right insurance in place.

Who is the product suitable for?

This product is perfect for those working on rotations and are insured whilst deployed by their employer but not whilst on Leave.