Group Personal Accident & Business Travel Insurance


Group Personal Accident & Business Travel Insurance

Group Personal Accident & Business Travel provides flexible protection for companies, both large and small, against the unforeseen financial impact of an injury or illness suffered by a Director, Employee or Contractor working on your behalf.

Accidents, no matter where or how they occur, can severely impact a business, whether directly in its ability to facilitate a contract or to its costs and profit. They have an immediate effect on the director, employee or contractor injured and potentially long-term effects on the business to meet its future obligations.




The pricing of Group Personal Accident & Business Travel cover varies from client to client. These policies are specifically tailored to your needs and requirements and rated accordingly. It depends on the work that your company undertakes and the locations your company operates in. Premiums start from as little as £180.00.

Getting cover in place is easy and fuss-free, wherever you are in the world. We understand that your work may mean it is difficult to contact us so we will happily discuss your requirements over skype, email or telephone. All paperwork can be sent via email and cover put in place wherever you are in the world.

Why choose us?

  • Free review of your insurances if required
  • Dedicated account executive
  • Hotline to specialist insurers with tried and tested claims systems
  • Cover can be incepted over the phone or by email from anywhere in the world
  • Documentation issued by email
  • Ability to cover those already in country
  • Ability to cover those non resident for tax in the UK

Main Covers

Death & Capital Benefits

The Death & Capital Benefits cover pays out a chosen lump sum in the event of Death, Permanent Total Disablement and Loss of Limbs/Sight/Hearing/Speech.

Total Temporary Disablement

If someone working on behalf of the company is involved in an accident, they may be off work for a period of time. The Total Temporary Disablement cover provides a weekly benefit to the business enabling the company to pay additional overtime or to assist you to continue paying the affected employee or contractor.

Business Travel

There is a range of covers under the business travel cover, some of these are as follows:

  • Medical and Additional Expenses
  • Cancellation and Curtailment
  • Employee Replacement Expenses
  • Journey Continuation
  • Personal Liability
  • Legal Expenses
  • Personal Property & Money
  • Political Evacuation

Unlike Employers liability claims, where the business will need to be found liable for the injury suffered, Group Accident cover requires no such failure by the company to have occurred. Cover is provided to deal with the consequences of the injury or medical costs irrespective of who is to blame. Insurance can be provided for travel periods, at work or on a 24/7 basis.

Flexible cover means we can offer contract specific cover, annual cover, higher limits for key personnel, and ensure we tailor cover to suit your individual requirements. Group Personal Accident provides peace of mind and annual cover will provide even greater flexibility and often value for money compared to taking cover on a per trip basis.

We are always happy to offer free advice as and when required.




01432 268 007

Java House, 8 St. Nicholas Street, Hereford HR40BG

Cj Protect is a trading style of Clarke Jeffreys Insurance Brokers Ltd. Registered office: 8 St Nicholas Street, Hereford. HR4 0BG.

Registered in England & Wales No: 4460184. Authorised and regulated by the Financial Conduct Authority